Financial Advice consultant - Specialist in Ethical, Sustainable, Responsible and Impact investment. Former Community and Economic Regeneration coordinator, benefits and debt counsellor and academic. Researched into personal financial understanding, behaviour and planning approaches to "money" and wealth. Believer in circular economy and that Economics and Ecology are the same thing: making the best use of our limited resources for the maximum global utility through sustainable and responsible processes. The Earth is like a library book: Borrow, love, learn and return (on time and in the same condition)
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